Challenges

There are several investment options nowadays. Everyone is aware about it. A few years ago, I did not know much about it. I have been investing for ten years now. I find fixed deposits as one of the safest and decent ways to invest my money. It is least risky so the returns are not high.

I avoid high risk-high return investments. One should not put all eggs in one basket. This proverb is quite true. Moreover, I find fixed deposits the best way out of all options.

The financial counselors have their vested interests. They see their benefits first so one should not follow their advice blindly. I have been cheated twice by financial advisors. On their advice, I bought two insurance policies but did not get expected returns. In one of the cases I had to close my policy in the middle of the tenure.

It is your money so be extra careful. Do your homework, study the financial trends, acquire knowledge about investments and its market. There are millions of resources to gain that knowledge. YouTube is one of them.

Even investing in property will fetch good returns but one has to wait long for it. Waiting period could be as long as fifteen years in this case but the return is very high. This is solely as per my personal experience and I do not guarantee anything.

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